# Privacy policy

PRIVACY POLICY

Last Updated: \[28<sup>th</sup> January 2026]

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PIPN Technologies (“PIPN”, “we”, “our”, or “us”) respects your privacy and is committed to protecting your personal data in accordance with the Nigeria Data Protection Regulation (NDPR) and other applicable laws.

This Privacy Policy explains how we collect, use, store, share, and protect your personal information when you use the PIPN mobile application, website, and related services (collectively, the “Platform”).

By using the Platform, you consent to the practices described in this Privacy Policy.

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**1. INFORMATION WE COLLECT**

We collect the following categories of information:

1.1 Personal Information

·       Full name

·       Email address

·       Phone number

·       Username and profile information

·       Profile photo

1.2 Account & Usage Information

·       Login activity

·       Community participation

·       Marketplace activity

·       Badge and subscription status

·       Messages and interactions on the Platform

1.3 Payment Information

·       Subscription details

·       Transaction references

Note: PIPN does not store full card or banking details. Payments are processed by trusted third-party payment providers.

1.4 Trading & Performance Data (Optional)

Where you choose to connect a trading account:

·       Trading account identifiers

·       Performance metrics (PnL, trade history summaries)

·       Broker-related metadata

This data is accessed via third-party APIs and displayed for informational purposes only.

1.5 Technical Data

·       Device information

·       IP address

·       Operating system and browser type

·       App version and crash logs

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**2. HOW WE USE YOUR INFORMATION**

We use your information to:

·       Create and manage your account

·       Provide Platform features and services

·       Display performance and analytics (where applicable)

·       Process subscriptions and payments

·       Improve Platform functionality and user experience

·       Communicate updates, alerts, and support messages

·       Detect fraud, abuse, or policy violations

·       Comply with legal and regulatory obligations

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**3. LEGAL BASIS FOR PROCESSING (NDPR)**

Under the NDPR, we process personal data based on:

·       User consent

·       Contractual necessity (to provide Platform services)

·       Legal obligations

·       Legitimate interests, such as platform security and improvement

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**4. DATA SHARING & DISCLOSURE**

We do not sell your personal data.

We may share data with:

·       Payment processors

·       Cloud hosting providers

·       Analytics and monitoring services

·       Regulatory or law enforcement authorities (where required by law)

All third parties are required to protect your data and use it only for authorized purposes.

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**5. THIRD-PARTY SERVICES & LINKS**

The Platform may integrate with or link to third-party services (e.g. trading APIs, payment gateways).

PIPN:

·       Does not control third-party privacy practices

·       Is not responsible for third-party data handling

You are encouraged to review their privacy policies separately.

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**6. DATA RETENTION**

We retain personal data only for as long as necessary to:

·       Provide services

·       Meet legal, regulatory, or accounting requirements

·       Resolve disputes

When data is no longer required, it is securely deleted or anonymized.

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**7. DATA SECURITY**

We implement reasonable technical and organizational security measures to protect your data, including:

·       Access controls

·       Encryption (where applicable)

·       Secure servers

·       Restricted internal access

However, no system is completely secure, and we cannot guarantee absolute security.

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**8. YOUR RIGHTS UNDER NDPR**

As a user, you have the right to:

·       Access your personal data

·       Request correction of inaccurate data

·       Request deletion of your data (subject to legal obligations)

·       Withdraw consent at any time

·       Object to certain data processing activities

Requests can be made by contacting us using the details below.

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**9. COOKIES & TRACKING (IF APPLICABLE)**

PIPN may use cookies or similar technologies to:

·       Improve user experience

·       Analyze Platform usage

·       Enhance performance

You can manage cookie preferences through your device or browser settings.

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**10. CHILDREN’S PRIVACY**

PIPN does not knowingly collect data from individuals under 18 years of age.

If such data is discovered, it will be deleted promptly.

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**11. INTERNATIONAL DATA TRANSFERS**

Where data is processed or stored outside Nigeria, we ensure appropriate safeguards are in place in line with NDPR requirements.

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**12. CHANGES TO THIS PRIVACY POLICY**

We may update this Privacy Policy from time to time.

Material changes will be communicated through the Platform or via email.

Continued use of the Platform constitutes acceptance of the updated policy.

**13. CONTACT INFORMATION**

For privacy-related questions or requests, contact:

PIPN Technologies

Email: \[<info@pipn.app>]

Location: Nigeria


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